California Health Insurance



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Kaiser of California Medical Insurance Plan Options

$30/$2700 Deductible Plan with HAS

Features: Member pays out of pocket:
Medical calendar year deductible $2700 individual/$5450 family
Annual out of pocket expense maximum $5250 individual/$10500 family
Lifetime benefit maximum none

Plan provider office visits

Primary and specialty care visits $30.00 per visit after deductible is met (Includes routine and urgent care appointments)
Well child visits-0-23 months $10.00 per office visit
Family planning visits $30.00 per office visit after deductible is met
Scheduled prenatal care $10.00 per visit
First postpartum visit $10.00 per visit is met after deductible is met
Eye examinations $30.00 per office visit after deductible is met
Hearing test $30.00 per office visit after deductible is met
Chiropractic not covered
Physical, speech, occupational $30.00 per office visit after deductible is met

Outpatient Services

Outpatient surgery 30% coinsurance per procedure is covered after deductible is met
Injection for allergies $5.00 per injection per visit after deductible is met
Immunizations none
X-rays and labs $10.00 per service after deductible is met

Health education

Individual visits $30.00 per visit after deductible is met
Group visits none after deductible is met

Hospitalization

Room and board, surgery, anesthesia, X-rays, lab tests, and medications 30% coinsurance per admission after deductible

Emergency Services

Emergency Room visits 30% coinsurance per admission after deductible
Emergency Ambulance $100.00 per ambulance request and ride after deductible is met

Prescription Drug Coverage

Generic $10.00 30 day supply per prescription
Brand name drugs $30.00 after deductible is met

Durable medical equipment

DME in home not covered
Prosthetic and orthotic devices none

Mental health services

Inpatient psychiatry 30% coinsurance per admission after deductible is met
Outpatient visits individual $30.00 per visits up to 20 per calendar year
Group therapy $15.00 per visit up to 20 per calendar year. Up to 20 additional group therapy visits that meet Medical Group criteria in the same calendar year
Inpatient chemical dependency detoxification 30% coinsurance per admission after deductible
Outpatient individual therapy $30.00 per visit after deductible is met
Outpatient group therapy visits $5.00 per visit after deductible is met
Transitional residential recovery services $100.00 per admission after deductible is met (Up to 60 days per calendar year, not to exceed 120 days in any five-year period)

Home health services

Home health no charge for member after deductible is met
Nursing facility 30% coinsurance per admission after deductible (up to 100 days per benefit period)
Hospice care no charge after deductible

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