Employees of mid-to-large businesses

HMO plans
With predictable copayments and no deductibles, our traditional health maintenance organization (HMO) plans let you manage your life, your health, and your budget, simply and easily.

For employees of mid-to-large businesses♦


Deductible/Coinsurance Plan
Our deductible plans feature lower monthly premiums and cover many preventive services, even if your deductible hasn't been met.

For employees of mid-to-large businesses♦


Custom Care HealthBuilder (HRA)—Deductible Plan With HRA Account
The HealthBuilder (HRA) includes a deductible health plan with a CarePay health reimbursement arrangement (HRA) account that lets you use tax-free* money contributed by your employer to pay for covered medical expenses, including deductibles, coinsurance, and copayments. Your HRA funds are easily accessible through the CarePay HRA Visa® debit card issued upon enrollment.

Once enrolled, you can check your account balance, transaction history, and other information online or by phone using a 24-hour interactive voice response system.

Need inspiration? We offer HealthBuilder (HRA) members the following incentives:

• When you complete your online total health assessment, you'll receive a check for $50.



• Visit an eligible fitness club 90 times during your group's plan year, send in required proof of your visits, and receive a check for $150.

For employees of mid-to-large businesses♦

Get answers to frequently asked questions♦ about Custom Care HealthBuilder (HRA).


Custom Care HealthInvestor (HSA)—Deductible Plan With HSA Option
The HealthInvestor (HSA) includes a high deductible health plan with a CarePay health savings account (HSA) that lets you use tax-free* money to pay for qualified medical expenses, including deductibles, coinsurance, and copayments. Your HSA funds are easily accessible through the CarePay HSA Visa® debit card issued upon enrollment.

For employees of mid-to-large businesses♦

Once enrolled, you can check your account balance, transaction history, and other information online or by phone using a 24-hour interactive voice response system.

As a service to our members, the financial advisors at Wells Fargo will help you manage your HSA. Take a look at Wells Fargo Health Benefit Services.


PPO Plan
With our Preferred Provider Organization (PPO) Plan, you can see a provider from our extensive network of participating providers, or any licensed provider you choose.

For employees of mid-to-large businesses♦


POS Plan
Our Point-of-Service (POS) Plan is all about choice and flexibility. Each time you need care, you have the freedom to see any licensed provider of your choice, or a Kaiser Permanente provider.

For employees of mid-to-large businesses♦


Out-of-Area Indemnity Plan
Are you in a different Kaiser Permanente service area than your employer? With our Multisite Plan, you can still receive all the services you're entitled to from Kaiser Permanente.

For employees of mid-to-large businesses♦

Employees of small businesses

Kaiser Permanente works closely with employer groups and, in turn, with employees like you to ensure your complete understanding of your health care options.


Consult with your benefits manager Plans vary for each employer. Please contact your company's benefits manager to find out what plan your employer is offering to you.